Credit Control Specialist

Eight Under Par (Pawnshop Operator), Inc.; Makati; On-site; PHP 335,000 - 614,000; Full time

Job summary

Eight Under Par (Pawnshop Operator), Inc. seeks a Credit Files Administrator in Metro Manila to oversee loan documentation and collateral records.

You will maintain and update loan forms, ensure complete KYC and compliance with credit policy, and coordinate with Legal and Compliance Heads. Responsibilities include safeguarding collateral, maintaining online and physical files, and timely execution of directives from the Direct Head, while preparing regular reporting on exceptions, tax

Qualifications

• Bachelor's degree in any business-related course.
• Fresh graduates welcome; preference for applicants with administration work experience in a financial institution.
• Competency in core banking platforms, particularly loans module.

Responsibilities

• Maintain and update loan forms
• Ensure no missing credit folders and documents uploaded in loans system
• No unlocated collateral documents
• Collateral contracts are enforceable and listed in registry
• Execute directives from Direct Head within time frame
• Compliance with policies covering credit investigation, property appraisal, credit evaluation and administration
• Ensure completeness and compliance of all required credit documents per policy
• Maintain online files and credit folders as prescribed by policy
• Act as custodian for all collaterals, logged and secured in vault
• Prepare regular reporting on expiring loan exceptions, tax clearances, insurances

Skills

Administration experience

Education

Bachelor's Degree in business-related course

Tools

Core banking platforms

Loans module

Job description

Qualifications

1. Bachelor's Degree in any business-related course.

1. Fresh graduates are welcome to apply, preference will be given to applicants with administration work experience in a financial institution.

1. Competency in core banking platforms particularly loans module.

Key Responsibilities

Credit Files Administration

• No incidence of missing credit folders and missing required documents that need to be properly uploaded in the loans system.

• Maintenance and continuous update of loan forms

Collateral Administration

• No incidence of unlocated collateral documents

• All collateral contracts are enforceable and properly listed and secured per credit policy.

Execution of directives from Direct Head

• Effective execution of ad hoc requirements from direct head within acceptable time frame.

Compliance

• Compliance to applicable policies and procedures of the Company covering credit investigation, property appraisal, credit evaluation and credit administration.

Scope and Limitation

1. Ensures completeness and compliance of all required credit documents per standard checklist of required documents and approved Loan Recommendation Memo.

1. Ensures both online files (thru the loans system) and the credit folders are in order as prescribed by the credit policy.

1. Act as the main custodian for all collaterals, ensuring it is properly logged in the registry and secured in a vault for safekeeping.

1. Maintenance and continuous update of loan forms in coordination with Legal and Credit and Compliance Head to ensure forms are simple, effective and enforceable.

1. Prepares regular reporting and monitoring required by the Credit and Compliance Head such as but not limited to expiring loan exceptions, tax clearances, and insurances.

1. Reviews all legacy loan grants of FLIDI to ensure compliance with required documents per credit policy.

1. Effectively executes directives/instructions from direct head.