Credit Risk Reviewer – Junior Officer

Metrobank; Hinoba-an; On-site; PHP 424,000 - 580,000; Full time

Job summary

Metrobank is seeking a Junior Officer to plan, design and direct comprehensive credit review plans across the Bank’s lending units. You will independently validate risk ratings and recommend actions for high-risk accounts, reporting to senior management. The role supports portfolio risk controls in consumer banking operations.

Applicants must have a Bachelor’s degree in relevant fields and at least two years in credit risk or consumer banking operations. Strong analytical skills are essential.

Qualifications

• Bachelor’s degree in Mathematics, Statistics, Data Science or Accounting.
• Minimum of two (2) years in consumer banking operations, credit risk management.

Responsibilities

• Plans, designs and directs a comprehensive credit review plan of the Bank’s various lending units.
• Independently validates the risk rating/classification assigned to sampled accounts and assigns based on material developments and credit factors.
• Recommends monitoring strategies and action plans on high risk accounts.
• Reports the remaining deficiencies, findings, the credit review rating as well as the recommendations to senior and line management and to other stakeholders.
• Evaluates request for change of account classification submitted by the lending unit and assigns appropriate risk rating/classification based on material developments and credit factors.

Skills

Credit risk management

Education

Bachelor’s degree in Mathematics, Statistics, Data Science or Accounting

Job description

Metrobank is seeking a Junior Officer to plan, design and direct comprehensive credit review plans across the Bank’s lending units. You will independently validate risk ratings and recommend actions for high-risk accounts, reporting to senior management. The role supports portfolio risk controls in consumer banking operations.

Applicants must have a Bachelor’s degree in relevant fields and at least two years in credit risk or consumer banking operations. Strong analytical skills are essential.