Junior Credit Risk Analyst

Metrobank; Taguig; On-site; PHP 334,800 - 502,200; Full time

Job summary

Metrobank is seeking a Credit Review Officer to prepare and assess loan proposals as well as manage credit risk and portfolio management. The successful candidate will be responsible for coordinating with lending units and ensuring compliance with internal policies. Qualifications include a degree in relevant disciplines and a minimum of two years' experience in commercial loans or credit analysis. Strong analytical skills are essential for making informed assessments and recommendations. The position is focused on Metro Manila and nearby areas.

Qualifications

• At least 2 years of experience in handling Commercial and Corporate Loans Credit.
• At least 2 years as Credit Risk Officer, Analyst, or Manager in financial institutions.
• Solid experience in Commercial / Corporate Relationship Management.
• Consumer Lending (Auto, Personal, Home) experience with Accounting background.

Responsibilities

• Prepare and assess loan proposals and borrowers.
• Coordinate with Institutional Banking Segment for document submission.
• Validate data provided by lending units.
• Assess collateral documentation and necessary mitigations.
• Identify policy and regulatory deviations for risk assessment.
• Prepare financial spreadsheets and evaluations for new clients.
• Determine credit risk rating and classification.

Skills

Quantitative skills

Analytical skills

Credit risk analysis

Financial analysis

Education

Graduate of Accountancy, Accounting Management, Math, Statistics, Financial Management or Economics

Job description

Metrobank is seeking a Credit Review Officer to prepare and assess loan proposals as well as manage credit risk and portfolio management. The successful candidate will be responsible for coordinating with lending units and ensuring compliance with internal policies. Qualifications include a degree in relevant disciplines and a minimum of two years' experience in commercial loans or credit analysis. Strong analytical skills are essential for making informed assessments and recommendations. The position is focused on Metro Manila and nearby areas.