Credit Risk Leader: Portfolio Oversight & Compliance

PJ Lhuillier Group of Companies; Philippines; On-site; PHP 1,000,000 - 1,800,000; Full time

Job summary

PJ Lhuillier Group of Companies' credit risk team seeks a seasoned professional to oversee and manage credit risk for individuals and business clients. The role focuses on balanced credit decisions to prevent potential losses from borrower defaults and to support prudent growth.

Responsibilities include developing risk programs, ensuring regulatory compliance, leading the underwriting process, and guiding the team to optimize portfolio performance while reporting insights to management.

Qualifications

• Develops and implements credit risk programs and credit approval criteria.
• Oversees underwriting with due diligence for credit applications.
• Monitors credit portfolio to identify risks and mitigate losses.

Responsibilities

• Ensure compliance with credit risk laws and regulations.
• Provide insights on credit risk profile and portfolio performance.
• Collaborate with business units to manage delinquency and minimize losses.
• Present reports on risk metrics to senior management and the Board.

Skills

Credit risk management

IFRS-9 / ECL modeling

Regulatory compliance

Risk reporting

Education

Bachelor’s degree in Finance/Accounting/Economics/Business Administration

Master’s degree in Risk Management or MBA

Certification in finance or risk management

Job description

PJ Lhuillier Group of Companies' credit risk team seeks a seasoned professional to oversee and manage credit risk for individuals and business clients. The role focuses on balanced credit decisions to prevent potential losses from borrower defaults and to support prudent growth.

Responsibilities include developing risk programs, ensuring regulatory compliance, leading the underwriting process, and guiding the team to optimize portfolio performance while reporting insights to management.