Credit Analysis Lead

PJ Lhuillier Group of Companies; Manila; On-site; PHP 446,400 - 669,600; Full time

Job summary

A financial institution in Manila is seeking a Credit Analysis Lead to oversee credit risk evaluations and analyses. The ideal candidate has a degree and at least 2 years of relevant experience in credit analysis. Responsibilities include validating financial information and ensuring all credit files are complete. This is a full-time position in the finance sector.

Qualifications

• Minimum of 2 years experience in credit or financial statement analysis of corporate or SME accounts.
• Ability to evaluate client's financial information to determine credit worthiness.
• Familiarity with bank operations and credit risk evaluation.

Responsibilities

• Evaluate financial information and credit risk of clients.
• Check client's credit payment history and financial viability.
• Ensure completeness of credit files and rectify discrepancies.

Skills

Credit evaluation and analysis

Financial statement analysis

Knowledge of BSP rules and regulations

Education

Graduate of any four-year course

Job description

Join to apply for the Credit Analysis Lead role at PJ Lhuillier Group of Companies

This position is primarily responsible for the preparation of credit analysis and credit risk rating on loans to determine the credit worthiness of bank clients.

Responsibilities

• Evaluate the financial information and credit risk of a client through business profile, financial profile, and credit history.
• Check client's credit payment history, assets, liabilities, and earnings to determine their suitability for credit terms.
• Validate the client's current financial condition to determine capability of paying loan obligations.
• Reconcile credit files and identify discrepancies and variances.
• Ensure all credit files are complete and have no documentation deficiencies.

Qualifications

• Graduate of any four-year course.
• At least 2 years experience in credit or financial statement analysis of corporate or SME accounts from banks or financial institutions.
• Knowledge on credit evaluation and analysis, bank operations, BSP rules and regulations.
• Willingness to work in Makati.

Seniority level

Associate

Employment type

Full-time

Job function

Finance

Banking

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