Head of Credit Risk & Portfolio Strategy

pj lhuillier group of companies; Philippines; On-site; PHP 900,000 - 1,800,000; Full time

Job summary

PJ Lhuillier Group of Companies is seeking a Credit Risk Manager to oversee credit risk programs for individuals and business clients. The role ensures balanced credit decisions to minimize losses from borrower defaults while aligning with regulatory requirements.

You will lead underwriting, monitor portfolios, and provide insights to management. Candidates should have at least five years in credit risk, a finance/economics/business background, and preferably a master’s or risk-certifications.

Qualifications

• Graduate in finance, accounting, economics, or business administration.
• Master’s degree in risk management or MBA preferred.
• At least five years of work experience in credit risk management.

Responsibilities

• Develops credit risk programs outlining the criteria for credit approval, terms and limits.
• Implements credit policies aligning with risk threshold and regulatory requirements.
• Oversees underwriting with proper due diligence before approving credit applications.
• Determines the level of risk associated with extending credit to borrowers.
• Monitors the credit portfolio to identify early signs of imbalance and mitigates losses.

Skills

Credit risk management

Risk assessment

Regulatory compliance

Leadership

Due diligence

Education

Bachelor's in finance or related field

Master's degree in risk management or MBA

Certification in finance or risk management

Job description

PJ Lhuillier Group of Companies is seeking a Credit Risk Manager to oversee credit risk programs for individuals and business clients. The role ensures balanced credit decisions to minimize losses from borrower defaults while aligning with regulatory requirements.

You will lead underwriting, monitor portfolios, and provide insights to management. Candidates should have at least five years in credit risk, a finance/economics/business background, and preferably a master’s or risk-certifications.