Credit Risk Analyst, Order-to-Cash — Cebu

Xerox Philippines; Cebu City; On-site; PHP 420,000 - 620,000; Full time

Job summary

Xerox Philippines is seeking an Order to Cash Credit Analyst to join our Cebu GBS team. You will evaluate customer credit requests, assess financial risk, and support timely credit decisions that enable growth while maintaining strong credit controls.

Responsibilities include reviewing credit applications, collaborating with Sales and Risk teams, and ensuring documentation accuracy in daily workflow systems, all while working onsite in Cebu on a third-shift schedule.

Qualifications

• At least 1 year of relevant professional experience in credit analysis, credit management, finance, accounts receivable, collections, payment processing, or related financial operations.
• Understanding of credit assessment, financial analysis, risk indicators, and customer account management.
• Strong analytical, problem-solving, organizational, and decision-making skills with attention to detail.
• Proficiency in Microsoft Office applications, particularly Excel, with the ability to navigate financial systems and workflow tools.
• Effective communication and collaboration skills, with the ability to manage multiple priorities and work onsite in Cebu on a third-shift schedule.

Responsibilities

• Review and evaluate customer credit applications, credit reports, financial information, and risk indicators to support informed credit decisions.
• Assess credit scoring results, identify exceptions, and approve customer credit requests within delegated authority, escalating higher-risk cases when necessary.
• Collaborate with Sales, Operations, and Risk Management teams to address credit inquiries, communicate decisions, and provide timely updates.
• Manage credit requests through shared mailboxes and workflow systems, ensuring accurate documentation, account validation, and compliance with established service levels.
• Identify opportunities to improve credit review processes, operational efficiency, risk controls, and customer experience.

Skills

Excel proficiency

Analytical skills

Communication skills

Collaboration

Onsite in Cebu (third shift)

Tools

Credit management systems

Financial information platforms

Workflow tools

Job description

Xerox Philippines is seeking an Order to Cash Credit Analyst to join our Cebu GBS team. You will evaluate customer credit requests, assess financial risk, and support timely credit decisions that enable growth while maintaining strong credit controls.

Responsibilities include reviewing credit applications, collaborating with Sales and Risk teams, and ensuring documentation accuracy in daily workflow systems, all while working onsite in Cebu on a third-shift schedule.