Credit Property Appraiser – Risk & Valuation Expert

Bank of Commerce (Philippines); Mandaluyong; On-site; PHP 420,000 - 640,000; Full time

Job summary

Bank of Commerce (Philippines) seeks a Credit Appraisal Specialist responsible for evaluating property as loan security and preparing appraisal reports. You will liaise with clients and requesting parties, verify locations and technical descriptions with government agencies, and research market prices to support accurate risk decisions.

The role requires discipline in maintaining confidentiality, accuracy, and timely reporting, with adherence to bank policies and procedures.

Qualifications

• Experience in credit appraisal and property valuation.
• Ability to coordinate with clients and requesting parties.
• Familiarity with property verification processes and market price research.

Responsibilities

• Coordinate with requesting party and client regarding property appraisal.
• Inspect and appraise value of properties offered as security by borrowers; prepare appraisal report.
• Consult realtors/brokers/appraisers on current market prices of properties for appraisal.
• Conduct location verification at Land Regulation Authority, Bureau of Lands, and Tax Mapping Section; and technical description verification with the Bureau of Lands and other agencies.
• Update database by researching prices for real estate, machinery, equipment, and building rentals.
• Ensure confidentiality, accuracy, and timeliness of appraisal reports.
• Conform to Bank policies, rules and regulations.
• Perform other tasks as assigned by supervisors.

Skills

Credit appraisal

Property valuation

Coordination

Market price research

Confidentiality

Timeliness

Accuracy

Policy compliance

Job description

Bank of Commerce (Philippines) seeks a Credit Appraisal Specialist responsible for evaluating property as loan security and preparing appraisal reports. You will liaise with clients and requesting parties, verify locations and technical descriptions with government agencies, and research market prices to support accurate risk decisions.

The role requires discipline in maintaining confidentiality, accuracy, and timely reporting, with adherence to bank policies and procedures.