Credit Policy Architect - Lending Standards & Compliance

RCBC; Philippines; On-site; PHP 800,000 - 1,200,000; Full time

Job summary

RCBC is seeking a policy and credit governance professional to develop, update, and oversee lending guidelines across commercial, corporate, SME and consumer loans. You will drive annual updates to Credit Policy Manuals, respond to audit findings, and guide internal customers on policy provisions via the Riz Library.

The role requires strong knowledge of BSP regulations, several years in policy formulation, and experience in credit operations or relationship management.

Qualifications

• Strong working knowledge in developing policies for commercial, corporate, SME and consumer loans.
• Experience in policy formulation and reviewing credit guidelines.
• Exposure to BSP regulations and industry best practices.
• Ability to address audit findings through policy updates and guidance.
• Ability to communicate policy provisions across internal customers.

Responsibilities

• Assist in conceptualization and updating of lending guidelines and procedures.
• Ensure annual updates of Credit Policy Manuals.
• Address internal/external audit findings via policy updates.
• Provide policy interpretation guidance via Riz Library.
• Lead town halls and roadshows to propagate latest credit policies.
• Monitor exceptions to policy and ensure proper approvals.
• Endorse policy proposals and participate in monthly portfolio reviews.

Skills

Policy development

Credit policies

Lending knowledge

Regulatory knowledge

Relationship management experience

Education

Bachelor's degree in Business Administration

Bachelor's degree in Economics

Management

Finance

Post-graduate degree or trainings

Job description

RCBC is seeking a policy and credit governance professional to develop, update, and oversee lending guidelines across commercial, corporate, SME and consumer loans. You will drive annual updates to Credit Policy Manuals, respond to audit findings, and guide internal customers on policy provisions via the Riz Library.

The role requires strong knowledge of BSP regulations, several years in policy formulation, and experience in credit operations or relationship management.