Credit Policy Lead & Compliance Oversight

RCBC; Philippines; On-site; PHP 900,000 - 1,300,000; Full time

Job summary

RCBC is seeking a skilled Credit Policy professional to develop and update lending guidelines, ensuring policy integrity across consumer, commercial, corporate, and SME loans. You will monitor policy exceptions, coordinate with RBSC, and participate in portfolio reviews, driving adherence to BSP MORB and MTPP standards.

The role requires a Bachelor's degree with advanced training and at least eight years in policy formulation or credit-related functions, complemented by strong leadership and

Qualifications

• Bachelor's Degree holder, preferably in Business Administration, Economics, or Management; post graduate studies and trainings are advantageous.
• Strong working knowledge in policy development for consumer, commercial, corporate and SME loans.
• Experience with BSP regulations and MORB; risk-based policy practices.

Responsibilities

• Develop, update, and issue lending guidelines and policies for the Bank.
• Review credit programs and sandboxes and monitor policy exceptions.
• Coordinate with RBSC and attend Portfolio Reviews and Credit Committee Meetings.
• Maintain annual updates of Credit Policy Manuals and ensure regulatory compliance.
• Oversee accreditation processes for lending-related activities and ensure audit readiness.

Skills

Policy development

Credit policy

Regulatory knowledge

Data analysis

Credit risk

Leadership

Written communication

Education

Bachelor's degree in Business/Administration/Economics/Management

Job description

RCBC is seeking a skilled Credit Policy professional to develop and update lending guidelines, ensuring policy integrity across consumer, commercial, corporate, and SME loans. You will monitor policy exceptions, coordinate with RBSC, and participate in portfolio reviews, driving adherence to BSP MORB and MTPP standards.

The role requires a Bachelor's degree with advanced training and at least eight years in policy formulation or credit-related functions, complemented by strong leadership and