Credit Ops Analyst — Card Lending & Risk Insights

Next Frontier Capital; Metro Manila; On-site; PHP 4,375,000 - 6,250,000; Full time

Job summary

JPMorgan Chase is seeking a Credit Ops Analyst within Card Lending Services to underwrite new and existing corporate credit requests, emphasizing risk assessment and credit quality. You will partner with Business Bankers, Business Development, and Risk Policy to ensure sound decisions and strong client outcomes.

Requirements include at least one year in commercial lending, corporate banking training or equivalent, and proficiency with Microsoft Office and proprietary banking systems.

Qualifications

• Minimum one year commercial credit lending experience.
• Commercial credit card lending experience.
• Bachelor's degree in business-related discipline.
• Successful completion of a major corporate bank commercial training program or equivalent experience.

Responsibilities

• Underwrite new applications and existing corporate liability credit requests with focus on credit quality.
• Spread financial statements and tax returns; perform ratio analysis and risk assessment.
• Make sound credit decisions and recommendations via written and verbal presentations.
• Communicate with internal partners including Business Bankers and Risk Policy.
• Collaborate in a team environment and adapt to changing volumes and focus areas.
• Identify process improvements and support negotiations when needed.
• Demonstrate accounting/finance knowledge and commercial banking experience.

Skills

Credit underwriting

Analytical skills

Communication skills

Team collaboration

Education

Bachelor's degree in business or related discipline

Corporate banking training program or equivalent experience

Tools

Microsoft Office

Proprietary banking systems

Job description

JPMorgan Chase is seeking a Credit Ops Analyst within Card Lending Services to underwrite new and existing corporate credit requests, emphasizing risk assessment and credit quality. You will partner with Business Bankers, Business Development, and Risk Policy to ensure sound decisions and strong client outcomes.

Requirements include at least one year in commercial lending, corporate banking training or equivalent, and proficiency with Microsoft Office and proprietary banking systems.