Card Lending Credit Ops Analyst - Commercial Underwriter

JPMorganChase; Metro Manila; On-site; PHP 600,000 - 900,000; Full time

Job summary

JPMorganChase in Manila seeks a Credit Ops Analyst for Card Lending Services to underwrite new applications and existing corporate liability credit requests, with a strong focus on credit quality and risk assessment. You will review financial statements, assess risk, and present recommendations in written and verbal form.

The role requires collaboration with Business Bankers and Risk Policy, the ability to multitask, and a responsive approach to changing volumes, with a commitment to process

Qualifications

• Minimum one year commercial credit lending experience.
• Commercial credit card lending experience.
• Computer skills specific to Microsoft products and proprietary systems.
• Bachelor's degree in a business-related discipline.
• Successful completion of a major corporate bank commercial training program or the equivalent corporate banking/corporate finance or accounting experience.

Responsibilities

• Demonstrate the ability to spread business financial statements/tax returns, perform ratio analysis, complete risk assessment, and make sound credit decisions and recommendations via written and verbal presentations.
• Support recommendations when challenged and in negotiating counteroffers, where appropriate.
• Underwrite commercial requests for lines of moderate to large size and complexity with limited guidance.
• Exhibit strong analytical and problem-solving skills at all times.
• Communicate verbally and in writing with internal and external customers and with various levels of management.
• Collaborate effectively in a team environment.
• Adapt to changing volumes and areas of focus (new applications, portfolio reviews, collections).
• Investigate, recommend and initiate process improvements.
• Possess accounting and finance knowledge, and commercial banking experience.

Skills

Underwriting

Analytical skills

Credit analysis

Communication

Education

Bachelor's degree in business

Master's degree in business

Tools

Microsoft Office

Job description

JPMorganChase in Manila seeks a Credit Ops Analyst for Card Lending Services to underwrite new applications and existing corporate liability credit requests, with a strong focus on credit quality and risk assessment. You will review financial statements, assess risk, and present recommendations in written and verbal form.

The role requires collaboration with Business Bankers and Risk Policy, the ability to multitask, and a responsive approach to changing volumes, with a commitment to process