Credit Officer (Php25,000-Php35,000)

J-K Network Services; Taguig; On-site; PHP 279,000 - 390,600; Full time

Benefits offered by this job

Performance Bonus

Medical insurance

Life insurance

Job summary

A finance company is seeking a Credit Officer to manage loan applications and evaluate risks. Candidates must have at least 2 years of relevant experience and be willing to work on-site. This role offers a salary between Php25,000 and Php35,000, along with performance bonuses and health benefits. Join a team focused on helping individuals achieve their financial goals.

Qualifications

• At least 2 years' experience as a Credit Officer for loans.
• Experience in credit approvals from financing or banking.
• Willingness to work on site.

Responsibilities

• Evaluate risks of loans and ensure appropriate lending practices.
• Process loan applications.
• Monitor customer accounts for financial standing.
• Maintain accurate loan records and documentation.
• Prepare financial evaluations for credit line renewals.

Skills

Credit approvals experience

Loan application processing

Monitoring customer accounts

Education

Bachelor's degree

Tools

Loan management software

Job description

On-site - Taguig 1-3 Yrs Exp Bachelor Full-time

Job Description

Employee Recognition and Rewards

Performance Bonus, Incentives

Government Mandated Benefits

Insurance Health & Wellness

HMO

COMPANY PROFILE: A finance company that provides loan and financing services for individuals and businesses, specializing in auto loans and other credit-based purchases. The company offers various financial products and services to help consumers realize their financial goals and make purchases they might otherwise not afford. They started operating in the Philippines year 2016.

POSITION: Credit Officer

WORK SCHEDULE: Monday-Friday (8:00AM-5:00PM)

SALARY: Php25,000-Php35,000

BENEFITS:

• Life insurance
• Medical insurance

JOB REQUIREMENTS

• With 2 years’ experience as Credit Officer for Secure and Unsecured Loans
• With experience in credit approvals from financing or banks industry
• Amendable to work on site
• Can start as soon as possible

JOB RESPONSIBILITIES

• Evaluate the potential risks associated with a loan, such as calculating risk ratios, and identify policy and regulatory deviations to ensure appropriate lending practices
• Handle the processing of loan applications
• Monitor existing customer accounts to ensure they remain in good financial standing
• Maintain accurate and up-to-date records of loan applications, transactions, and payments, often using specialized loan management software.
• Prepare financial spreadsheets and evaluations for new and existing clients, including credit line renewals.

RECRUITMENT PROCESS

• Initial Interview
• Final Interview
• Job Offer

Working Location

Uptown Mall. 9th Ave, Taguig, Metro Manila, Philippines