Credit Loan Officer (Loan Officer Php25,000-Php35,000)

J-K Network Services; Taguig; On-site; PHP 279,000 - 390,600; Full time

Benefits offered by this job

Life insurance

Medical insurance

Sick Leave

Vacation Leave

Government benefits

Job summary

A financial services company in Taguig is seeking a Credit Officer to evaluate loan risks, process applications, and maintain client accounts. Ideal candidates will have a Bachelor’s degree and at least 2 years of experience in credit approvals. The position requires on-site work and offers benefits such as medical insurance and vacation leave.

Qualifications

• Bachelor’s degree is required.
• Minimum of 2 years’ experience as a Credit Officer.
• Experience in credit approvals from financing or banks.

Responsibilities

• Evaluate potential risks associated with loans.
• Handle the processing of loan applications.
• Monitor existing customer accounts to ensure good standing.
• Maintain accurate records of loan applications and transactions.
• Prepare financial evaluations for clients.

Skills

Credit approvals experience

Risk analysis skills

Loan processing knowledge

Education

Bachelor’s degree

Tools

Loan management software

Job description

COMPANY PROFILE

A finance company that provides loan and financing services for individuals and businesses, specializing in auto loans and other credit-based purchases. The company offers various financial products and services to help consumers realize their financial goals and make purchases they might otherwise not afford. They started operating in the Philippines year 2016.

POSITION

Credit Officer

INDUSTRY

Financial Company

WORK LOCATION

Pasig City

WORK SCHEDULE

Monday-Friday (8:00AM-5:00PM)

SALARY

Php25,000-Php35,000

WORK SET UP

Work on site

BENEFITS

• Life insurance
• Medical insurance
• Sick Leave
• Vacation Leave
• Government benefits

JOB REQUIREMENTS

• Bachelor’s degree
• With 2 years’ experience as Credit Officer for Secure and Unsecured Loans
• With experience in credit approvals from financing or banks industry
• Amendable to work on site
• Can start as soon as possible

JOB RESPONSIBILITIES

• Evaluate the potential risks associated with a loan, such as calculating risk ratios, and identify policy and regulatory deviations to ensure appropriate lending practices
• Handle the processing of loan applications
• Monitor existing customer accounts to ensure they remain in good financial standing
• Maintain accurate and up-to-date records of loan applications, transactions, and payments, often using specialized loan management software.
• Prepare financial spreadsheets and evaluations for new and existing clients, including credit line renewals.

RECRUITMENT PROCESS

• Initial Interview
• Final Interview
• Job Offer