Credit Officer (Pasig + Negotiable)

J-K Network Services; Pasig; On-site; PHP 279,000 - 446,400; Full time

Job summary

A leading financial company is seeking a Credit Officer in Pasig to assist clients with loan applications. The role involves meeting clients, collecting documentation, assessing creditworthiness, and determining loan approvals. Candidates should have a Bachelor's in Accountancy or a related field and at least 2 years of experience in credit evaluation. The position requires on-site work in a dynamic environment with a competitive salary range from Php25,000 to Php40,000.

Qualifications

• Bachelor of Accountancy or any related course is essential.
• Minimum of 2 years' experience as Credit Officer for Secured and Unsecured Loans.
• Current role must involve credit evaluations and approvals.
• Must be amenable to work on site.
• Availability to start as soon as possible.

Responsibilities

• Meet with clients interested in loan applications and provide necessary information.
• Collect financial documentation and assess clients' creditworthiness.
• Calculate and analyze risk ratios based on credit scores and financial history.
• Approve or deny loan requests and communicate decisions to clients and management.
• Set up payment plans, explaining monthly installments and interest rates.

Skills

Attention to Details

Communication Skills

Organizational Skills

Written and Verbal Communication Skills

Education

Bachelor of Accountancy or any related course

Job description

On-site - Pasig 1-3 Yrs Exp Bachelor Full-time

Position: Credit Officer

Company Industry: Financial Company

This company was a Japan-based companies, expanding its automotive financing business to all leading and was founded year 2016.

Work Schedule: Monday to Friday

Work Set Up: Work on site

Salary: Php25,000–Php40,000 (Negotiable based on skills and experience of candidate)

Responsibilities

• Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.
• Collecting the needed financial documentation and assessing the clients' creditworthiness.
• Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
• Approving or denying loan requests, and communicating your decision to both clients and management.
• Setting up payment plans for clients explaining monthly installment amounts, interest rates, and other costs.

Recruitment Process

• Initial Interview
• Final Interview
• Job Offer

Qualifications

• Bachelor of Accountancy or any related course
• (2) years' experience as Credit Officer for Secured and Unsecured Loans.
• Currently credit officer doing credit evaluations and approvals
• Amenable to work on site
• Amenable to work as soon as possible

Attention to Details Communication Skills Organizational Skills Written and Verbal Communication Skills