Loan Officer (Php25,000-Php35,000)

J-K Network Services; Pasig; On-site; PHP 279,000 - 390,600; Full time

Benefits offered by this job

Performance Bonus

Incentives

Life insurance

Medical insurance

Job summary

A finance company is seeking a Credit Officer in Pasig, Metro Manila. The ideal candidate will have at least 2 years of experience in credit approvals and be able to evaluate loan risks. This is a full-time, on-site position with a salary between Php25,000 and Php35,000 and offers various benefits like medical insurance and a performance bonus.

Qualifications

• At least 2 years of experience as a Credit Officer for Secure and Unsecured Loans.
• Experience in credit approvals from financing or banks industry.
• Willing to work on-site.

Responsibilities

• Evaluate potential risks associated with loans.
• Process loan applications.
• Monitor existing customer accounts.
• Maintain accurate records of loan applications.
• Prepare financial evaluations for clients.

Skills

Credit approvals experience

Risk assessment

Loan processing

Record keeping

Education

Bachelor's degree

Job description

On-site - Pasig 1-3 Yrs Exp Bachelor Full-time

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Job Description

Employee Recognition and Rewards

Performance Bonus, Incentives

Government Mandated Benefits

Insurance Health & Wellness

HMO

COMPANY PROFILE: A finance company that provides loan and financing services for individuals and businesses, specializing in auto loans and other credit-based purchases. The company offers various financial products and services to help consumers realize their financial goals and make purchases they might otherwise not afford. They started operating in the Philippines year 2016.

POSITION: Credit Officer

WORK SCHEDULE: Monday-Friday (8:00AM-5:00PM)

SALARY: Php25,000-Php35,000

BENEFITS:

• Life insurance
• Medical insurance

JOB REQUIREMENTS

• With 2 years’ experience as Credit Officer for Secure and Unsecured Loans
• With experience in credit approvals from financing or banks industry
• Amendable to work on site
• Can start as soon as possible

JOB RESPONSIBILITIES

• Evaluate the potential risks associated with a loan, such as calculating risk ratios, and identify policy and regulatory deviations to ensure appropriate lending practices
• Handle the processing of loan applications
• Monitor existing customer accounts to ensure they remain in good financial standing
• Maintain accurate and up-to-date records of loan applications, transactions, and payments, often using specialized loan management software.
• Prepare financial spreadsheets and evaluations for new and existing clients, including credit line renewals.

RECRUITMENT PROCESS

• Initial Interview
• Final Interview
• Job Offer