Credit Review/ Processing Supervisor

Nittan Capital Finance Inc.; Pasig; On-site; PHP 279,000 - 390,600; Full time

Benefits offered by this job

Health Insurance

Retirement Plan

Insurance Health & Wellness

Job summary

A financial services firm in Metro Manila seeks a Credit Review Supervisor responsible for managing loan files, ensuring compliance, and conducting detailed analyses of creditworthiness. Ideal candidates will have a Bachelor’s degree and be fresh graduates or up to 2 years of experience. The role includes monitoring potential fraud, preparing credit reports, and ensuring adherence to regulatory policies. Benefits include health insurance and a retirement plan.

Qualifications

• Fresh Graduate or up to 2 years of relevant experience.
• Strong understanding of Asset Management, Risk Management, and Credit Analysis is a plus.
• Knowledge of Anti-Money Laundering regulations and Credit Risk Control is a plus.

Responsibilities

• Manage loan files ensuring documentation is accurate and compliant.
• Protect the company from fraudulent accounts through investigations.
• Conduct analysis of loan applications and financial statements.
• Evaluate borrowers' risk profiles based on various financial factors.
• Ensure compliance with internal policies and regulatory requirements.
• Prepare detailed credit review reports summarizing findings and recommendations.
• Monitor collateral compliance covenants and loans adherence.

Skills

Detail-oriented

Analytical skills

Problem-solving skills

Education

Bachelor’s degree in Finance, Business Administration, or related field

Job description

On-site - Pasig Fresh Graduate/Student Bachelor Full-time

Credit Review Supervisor

Their primary responsibility is to manage the loan file from the moment a customer commits to a loan through to its closing, ensuring all documentation is accurate, complete, and compliant with company policies and regulatory standards.

DUTIES AND RESPONSIBILITIES

• Protect the company from fraudulent accounts by doing thorough investigations and reviews of all accounts being processed.
• Conduct a thorough analysis of loan applications, financial statements, credit reports, and other relevant documentation to assess the creditworthiness of borrowers.
• Evaluate the risk profile of borrowers by analyzing factors such as income stability, debt-to-income ratio, credit history, collateral, and industry trends.
• Ensure compliance with internal policies, guidelines, and regulatory requirements while reviewing credit applications.
• Verify the accuracy and completeness of loan documentation, including legal and financial documentation, and identify any potential discrepancies or red flags.
• Utilize financial models and tools to assess credit proposals' viability and profitability and determine appropriate loan terms and conditions.
• Prepare detailed credit review reports summarizing the analysis, findings, and recommendations for credit decisions.
• Provide timely and accurate responses to inquiries from internal stakeholders and maintain a customer‑centric approach in dealing with external customers.
• Conduct external verification to validate data/information provided/submitted by clients concerning their loan applications.
• Use or find different methods of validation to verify the information provided/submitted by clients.
• Complete quality assurance reviews.
• Prepare and present credit reports.
• Monitor and adhere to collateral compliance covenants.
• Make recommendations about whether to increase, adjust, extend, or close lines of credit.
• Ensure that all loans are made in adherence with federal, state, and local financial regulations.
• Analyze data to verify information and uncover fraud.
• Help to update and improve credit rating criteria.
• Author documents on credit risk and related financial matters.
• Communicate credit decisions and policies to fellow employees and credit applicants.
• Oversee or undertake document preparation.

Requirements

• Educational Qualifications: Bachelor’s degree in Finance, Business Administration, or related field.
• Fresh Graduate or up to 2 years of relevant experience.
• Strong understanding of Asset Management, Risk Management, and Credit Analysis is a plus.

Skills and Competencies

• Knowledge of Anti-Money Laundering regulations and Credit Risk Control is a plus.
• Detail‑oriented with strong analytical and problem‑solving skills.
• Ability to work under pressure and meet deadlines effectively.

Government Mandated Benefits

Insurance Health & Wellness

Health Insurance

Retirement Plan

Working Location

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