Credit Risk & Lending Officer (On-site, Pasig)

J-K Network Services; Pasig; On-site; PHP 279,000 - 446,400; Full time

Job summary

A leading financial company is seeking a Credit Officer in Pasig to assist clients with loan applications. The role involves meeting clients, collecting documentation, assessing creditworthiness, and determining loan approvals. Candidates should have a Bachelor's in Accountancy or a related field and at least 2 years of experience in credit evaluation. The position requires on-site work in a dynamic environment with a competitive salary range from Php25,000 to Php40,000.

Qualifications

• Bachelor of Accountancy or any related course is essential.
• Minimum of 2 years' experience as Credit Officer for Secured and Unsecured Loans.
• Current role must involve credit evaluations and approvals.
• Must be amenable to work on site.
• Availability to start as soon as possible.

Responsibilities

• Meet with clients interested in loan applications and provide necessary information.
• Collect financial documentation and assess clients' creditworthiness.
• Calculate and analyze risk ratios based on credit scores and financial history.
• Approve or deny loan requests and communicate decisions to clients and management.
• Set up payment plans, explaining monthly installments and interest rates.

Skills

Attention to Details

Communication Skills

Organizational Skills

Written and Verbal Communication Skills

Education

Bachelor of Accountancy or any related course

Job description

A leading financial company is seeking a Credit Officer in Pasig to assist clients with loan applications. The role involves meeting clients, collecting documentation, assessing creditworthiness, and determining loan approvals. Candidates should have a Bachelor's in Accountancy or a related field and at least 2 years of experience in credit evaluation. The position requires on-site work in a dynamic environment with a competitive salary range from Php25,000 to Php40,000.