Credit Investigator

Sumisho Motor Finance Corporation; Tabang; On-site; PHP 223,200 - 279,000; Full time

Job summary

A leading finance company in Bulacan is seeking a Field Credit Verifier / Collector. Candidates must have a 2-year Vocational Course or Bachelor's Degree, a Non-Professional Driver's License, and own a motorcycle. Responsibilities include field credit verification, conducting background checks, and validating applicants' information. Ideal candidates should also possess negotiation skills and experience in motorcycle repossession. This role requires strong attention to detail and commitment as it needs fieldwork under various conditions.

Qualifications

• Candidate must possess at least 2-year Vocational Course or Bachelor's/College Degree in any field.
• Must have at least Non-Professional Driver's License and own a Motorcycle Unit.
• With 6 months to 1 year of experience as Credit Verifier and/or Field Collector.

Responsibilities

• Perform the field credit verification.
• Conduct background checks through interviews with informants.
• Validate credit applicants' declared businesses and employment.

Skills

Motorcycle driving

Negotiation skills

Motorcycle repossession

Education

2-year Vocational Course or Bachelor's/College Degree

Job description

Field Credit Verifier / Collector

Qualifications

• Candidate must possess at least 2-year Vocational Course or Bachelor's/College Degree in any field
• Required Skill(s): Motorcycle driving
• Must have proven skills in negotiation and motorcycle repossession
• With 6 months to 1 year of experience as Credit Verifier and/or Field Collector
• Must be willing to work rain or shine
• Amenable to report in Malolos, Bulacan Branch
• Must have at least Non-Professional Driver's License and own a Motorcycle Unit
• Preferably residing in any areas of Sta. Maria, Pandi, and Balagtas

Responsibilities

• Perform the field credit verification
• Perform background/activity checks in the credit applicants given address through barangay and neighborhood to establish the applicant’s identity and residency
• Interview informants (i.e., neighbors, previous and current employers, immediate family members, etc.) to know the credit applicant’s character, establish credibility, and confirm capability to make regular payments
• Verify credit applicants past (if available) / existing credit and financial transactions with other companies
• Validate credit applicants declared businesses and employment (if necessary) through field visits and actual inspection of documents presented
• Verify the authenticity of all information and documents disclosed and submitted by the credit applicant to the company as needed
• Obtain photo and/or video evidence, written statements, and documentation pertaining to the subject to back up or support all of the information disclosed and submitted to the company
• Ensure that all required reports are done accurately and submitted on time
• Perform other related functions that may be assigned by the Branch Processor as needed