Credit Investigator

RBO Group Financing Corporation; Cebu City; On-site; PHP 223,200 - 334,800; Full time

Job summary

A financial services company in Cebu City is seeking a Credit Investigator to evaluate the creditworthiness of individuals and businesses. This role involves conducting in-depth investigations into financial histories and credit reports to assist in lending decisions. The ideal candidate should possess strong knowledge of credit laws and excellent analytical skills. A high school diploma is required, and previous experience in credit or finance is preferred.

Qualifications

• Strong knowledge of credit laws and financial regulations.
• Ability to analyze and interpret financial documents.
• Detail-oriented with strong analytical skills.

Responsibilities

• Evaluate the creditworthiness of individuals or businesses.
• Conduct in-depth investigations into financial histories.

Skills

Knowledge of credit laws

Financial analysis

Analytical skills

Communication skills

Proficiency in credit software

Time management

Education

High school diploma or equivalent

Degree in finance or related field

Job description

Overview

A Credit Investigator is responsible for evaluating the creditworthiness of individuals or businesses by conducting in-depth investigations into financial histories, credit reports, and other relevant data. They assist in making informed lending or credit decisions.

Responsibilities

• Evaluate the creditworthiness of individuals or businesses by conducting in-depth investigations into financial histories, credit reports, and other relevant data to support lending or credit decisions.

Qualifications

• Strong knowledge of credit laws, financial regulations, and credit reporting systems.
• Ability to analyze and interpret financial documents and credit reports.
• Detail-oriented with strong analytical and investigative skills.
• Excellent written and verbal communication skills.
• Proficient in using credit scoring software and databases.
• Ability to work independently and handle sensitive information with confidentiality.
• Good organizational and time-management skills.
• High school diploma or equivalent (some positions may require a degree in finance or related field).
• Previous experience in credit, finance, or investigation is often preferred.