Credit Controller

Private Advertiser; Angeles; On-site; PHP 450,000 - 720,000; Full time

Job summary

Private Advertiser in the Philippines is seeking a Credit Controller to manage credit risk across a diverse customer portfolio in the fuel distribution sector. The role emphasizes reducing bad debt, optimising cash flow, and making prudent credit decisions.

The candidate should have 3–5 years in Credit Control or AR, strong ability to read financial data and credit reports, and proven negotiation skills to reduce aged debt while maintaining client relationships.

Qualifications

• 3–5 years' experience in Credit Control, Credit Management, or Accounts Receivable.
• Strong ability to interpret commercial credit bureau reports and financial information.
• Understanding of credit risk assessment and account monitoring.
• Experience managing overdue balances and negotiating payment solutions.
• Knowledge of credit limit management and exposure monitoring.

Responsibilities

• Manage customer credit risk across a diverse commercial portfolio in the fuel distribution sector.
• Minimise credit exposure and optimise cash flow while supporting sales.
• Review credit limits and balances; negotiate appropriate repayment terms.
• Loster forward looking risk assessment and reporting to stakeholders.
• Collaborate with internal teams and external partners on credit policies and procedures.

Skills

Credit Control

Credit Management

Accounts Receivable

Credit Analysis

Negotiation

Stakeholder Management

Cash Flow

Risk Assessment

Communication

Analytical Thinking

Education

Certificate in Credit Management

AICM Membership (advantageous)

Tools

ERP systems

Credit reporting platforms

PPSR registrations

Job description

Position Title: Credit Controller

Credit Controller Position Description tailored for an Australian fuel distributor, with a strong focus on risk management, cash flow, bad debt reduction, credit assessment, PPSR, and commercial decision-making.

Position Summary

The Credit Controller is responsible for managing customer credit risk across a diverse commercial customer portfolio within the fuel distribution industry. The role focuses on minimising credit exposure, reducing bad debt risk, optimising cash flow, and supporting sustainable sales growth through sound credit decision-making.

The successful candidate will demonstrate strong commercial judgment when assessing customer risk, managing overdue accounts, reviewing credit limits, and balancing customer relationships with prudent risk management practices.

Skills & Experience

Essential

• Minimum 3-5 years' experience inCreditControl,CreditManagement, or Accounts Receivable.
• Strong experience interpreting commercialcreditbureau reports and financial information.
• Demonstrated understanding ofcreditrisk assessment and account monitoring.
• Experience managing overdue balances and negotiating payment solutions.
• Strong understanding ofcreditlimit management and exposure monitoring.
• Knowledge of PPSR registrations and securedcreditor principles.
• Experience working with tradecreditinsurance providers and policy requirements.
• Proven ability to reduce aged debt and improve cash flow outcomes.
• Excellent communication, negotiation, and stakeholder management skills.
• Strong analytical and problem-solving capabilities.

Desirable

• Experience within fuel distribution, transport, logistics, wholesale, or FMCG industries.
• Understanding of insolvency processes and debt recovery procedures.
• Experience using ERP systems andcreditreporting platforms.
• Certificate inCreditManagement and or AICM membership Australia (advantageous).

Key Competencies

• Commercial Acumen
• Risk Assessment & Mitigation
• Credit Analysis
• Negotiation & Influencing Skills
• Attention to Detail
• Decision Making
• Relationship Management
• Financial Analysis
• Resilience & Accountability
• Customer Focus with Commercial Discipline