Credit & Collection Officer

Cash Management Finance, Inc.; Urdaneta; On-site; PHP 350,000 - 520,000; Full time

Job summary

Cash Management Finance, Inc. is seeking a qualified field investigator in Pangasinan to support loan risk assessment. You will conduct background checks, visit borrowers and collateral properties, and inspect real estate values and conditions.

The role requires collecting government documents, interviewing local sources, and compiling comprehensive reports with findings and photos. The ideal candidate holds a bachelor’s degree, has at least 5 years of field experience, and demonstrates honesty,

Qualifications

• Bachelor’s / College Degree.
• At least 5 years of work experience.
• Comfortable with field work.
• Familiar with Metro Manila and nearby provinces.
• Honest, objective, diligent, and observant.
• Street smart and able to verify information on the ground.
• Good interpersonal and communication skills.
• Can write clear reports in English.
• Independent, self-starting, and able to work with minimal supervision.

Responsibilities

• Conduct background and credit investigations on loan applicants.
• Visit clients, residences, businesses, and collateral properties.
• Inspect and estimate the value and marketability of real estate collateral.
• Check property condition, location, access, neighborhood, occupancy, and possible red flags.
• Interview neighbors, barangay officials, or other sources when needed.
• Obtain certified documents from government offices such as Registry of Deeds, Assessor’s Office, and Treasurer’s Office.
• Prepare clear written reports with findings, photos, and recommendations.

Skills

Field work

Report writing

Interpersonal skills

English writing

Ground verification

Observation

Communication

Education

Bachelor’s / College Degree

Job description

Responsibilities

• Conduct background and credit investigations on loan applicants.

• Visit clients, residences, businesses, and collateral properties.

• Inspect and estimate the value and marketability of real estate collateral.

• Check property condition, location, access, neighborhood, occupancy, and possible red flags.

• Interview neighbors, barangay officials, or other sources when needed.

• Obtain certified documents from government offices such as Registry of Deeds, Assessor’s Office, and Treasurer’s Office.

• Prepare clear written reports with findings, photos, and recommendations.

Minimum Qualifications: Qualifications

• Bachelor’s / College Degree.

• At least 5 years of work experience.

• Comfortable with field work.

• Familiar with Metro Manila and nearby provinces.

• Honest, objective, diligent, and observant.

• Street smart and able to verify information on the ground.

• Good interpersonal and communication skills.

• Can write clear reports in English.

• Independent, self-starting, and able to work with minimal supervision.

Preferred Background

• Experience in credit investigation, property appraisal, banking, lending, real estate, field work, or government document processing is an advantage.