Credit and Collection Officer

Vital Specialized Goods Trading; Cebu City; On-site; PHP 279,000 - 390,600; Full time

Job summary

A trading company in Cebu City is seeking a Credit and Collections Specialist to manage the credit application process and evaluate customer creditworthiness. You will oversee collection efforts for outstanding debts and maintain accurate records of credit data. The ideal candidate holds a Bachelor’s degree in Finance or Business Administration with 1-3 years of related experience, strong analytical skills, and excellent communication abilities. This role is office-based with responsibilities tied to collections performance.

Qualifications

• 1-3 years in credit and collections or related financial roles.
• Strong attention to detail.
• Ability to handle customer relationships effectively.

Responsibilities

• Manage the credit application process and evaluate customer creditworthiness.
• Oversee collection efforts for outstanding debts.
• Maintain accurate records of credit and collections data.

Skills

Analytical skills

Communication abilities

Negotiation abilities

Problem-solving capabilities

Education

Bachelor’s degree in Finance or Business Administration

Job description

• Manage the credit application process and evaluate customer creditworthiness.
• Oversee collection efforts for outstanding debts and ensure timely payment from clients.
• Maintain accurate records of credit and collections data using relevant software tools.
• Develop and implement credit policies and procedures to minimize risk.
• Assist in the resolution of client queries related to credit terms and payment issues.

Requirements

• Educational Qualifications: Bachelor’s degree in Finance, Business Administration, or related field.
• Experience Level: 1–3 years in credit and collections or related financial roles.
• Skills and Competencies: Strong analytical skills with attention to detail.
• Skills and Competencies: Excellent communication and negotiation abilities.
• Qualities and Traits: Strong problem-solving capabilities and a proactive approach.
• Responsibilities and Duties: Ability to handle customer relationships effectively.
• Working Conditions: Office environment with potential for targets related to collections.