Credit Analyst

Nityo Infotech Philippines; Makati; On-site; PHP 268,000 - 446,000; Full time

Job summary

Nityo Infotech Philippines is seeking a Credit Analyst to review credit reports, assess risks, and manage loan settlements. The role involves supporting customers, analyzing data, and collaborating with Credit Risk and Legal teams to ensure policy compliance.

The ideal candidate has a Bachelor's degree, at least 2 years in credit analysis, and strong skills in Tagalog and English, MS Excel, CRM tools, and financial analysis software.

Qualifications

• Education: Bachelor's degree in related field
• Minimum 2 years of experience in Credit Analysis
• Proficient in Tagalog (Mandatory) and English
• Strong problem-solving and decision-making abilities
• Proficiency in MS Office Suite, CRM tools, and financial analysis software such as DBR and DSR

Responsibilities

• Credit Assessment & Risk Management: review credit reports, bank statements, KYC documents and assess creditworthiness and loan risks
• Loan Settlement: assess repayment capacity, verify settlement documents and coordinate with Credit Risk and Legal teams
• Customer Support: guide borrowers through settlement and repayment processes and explain loan terms
• Data Analysis & Reporting: analyze default trends and settlement performance using Excel and CRM tools
• Cross-Functional Collaboration: coordinate with Credit Risk, Customer Service, Legal, lenders, and financial institutions

Skills

Tagalog

English

Problem-solving

MS Excel

CRM tools

Education

Bachelor's degree

Tools

Excel

CRM tools

DBR

DSR

Job description

Role Description

Credit Assessment & Risk Management

• Review credit reports, bank statements, and KYC documents.


• Assess creditworthiness, financial health, and loan risks.


• Evaluate loan applications and recommend risk mitigation.

Loan Settlement

• Assess repayment capacity and handle loan settlements.


• Verify settlement documents and loan closures.


• Coordinate with Credit Risk and Legal teams for loan processing.


• Ensure compliance with credit policies and regulations.

Customer Support

• Guide borrowers through settlement and repayment processes.


• Resolve concerns and explain loan terms and credit impact.

Data Analysis & Reporting

• Analyze default trends and settlement performance.


• Use Excel and CRM tools for reporting and data analysis.


• Provide insights to improve credit and settlement strategies.

Cross-Functional Collaboration

• Coordinate with Credit Risk, Customer Service, Legal, lenders, and financial institutions.

Qualifications

• Education: Minimum Bachelor's degree in related field


• Minimum 2 years of experience in Credit Analysis.


• Proficient in Tagalog (Mandatory) and Englis


• Strong problem-solving and decision-making abilities.


• Proficiency in MS Office Suite, (particularly Excel), CRM tools, and financial analysis software such DBR and DSR

Salary - up to 40,000