Credit Review Associate

Cepat Kredit Financing Inc.; Pasig; On-site; PHP 223,200 - 334,800; Full time

Benefits offered by this job

Airfare ticket covered

Hotel accommodation provided

Meal and laundry expenses covered

Job summary

A financial services company in Metro Manila is seeking a Loan Analyst to review loan applications and assess borrower reliability. Responsibilities include analyzing documents, ensuring compliance with guidelines, and preparing credit review reports. Fresh graduates with a relevant degree are encouraged to apply. This role requires strong communication skills and offers training at the head office in Ortigas, Pasig.

Qualifications

• 0-6 months related experience required.
• Fresh graduates are welcome to apply.
• Willingness to work flexible hours, including weekends and holidays.

Responsibilities

• Review all accounts carefully to protect the company from fraud.
• Analyze loan applications and financial documents to check if borrowers are financially reliable.
• Make sure all credit reviews follow company policies and legal rules.

Skills

Excellent communication and interpersonal skills

Strong organizational and administrative skills

Ability to multitask and work under pressure

Proficient in MS applications

Education

Bachelor's degree in any related degree

Job description

Responsibilities

• Review all accounts carefully to protect the company from fraud.
• Analyze loan applications, financial documents, credit reports, and other materials to check if borrowers are financially reliable.
• Assess the risk of lending by looking at income stability, debt levels, credit history, collateral, and market trends.
• Make sure all credit reviews follow company policies, guidelines, and legal rules.
• Check that all loan documents are accurate and complete, and look out for any red flags or errors.
• Use financial tools and models to decide if a loan is a good idea and what the loan terms should be.
• Write clear credit review reports that explain your analysis, findings, and recommendations.
• Respond to questions from coworkers quickly and accurately, and keep a customer-focused attitude when dealing with clients.
• Verify the information clients provide by checking it with outside sources when needed.
• Use different ways to confirm that the client’s information is correct.
• Take on other tasks as assigned by the department head.

Qualifications

• Educational Requirement: Bachelor’s degree in any related degree
• Work Experience: 0-6 months related experience
• Fresh graduates are welcome to apply.
• Excellent communication and interpersonal skills.
• Strong organizational and administrative skills.
• Ability to multitask and work under pressure.
• Proficient in MS applications and willing to learn other systems used by the company.
• High organizational skills.
• Willingness to work flexible hours, including weekends and holidays, as needed.
• Can work independently and with a team
• Willing to train in Head Office in Ortigas, Pasig for five (5) weeks (airfare ticket, hotel accommodation, food, travel and laundry expenses are covered by the company)