AVP, Governance & Product Innovation

Nezda Technologies, Inc.; Metro Manila; On-site; PHP 1,800,000 - 2,400,000; Full time

Job summary

Nezda Technologies, Inc. in the Philippines, Metro Manila seeks a senior leader to oversee Payments, Cards, and Loans innovation, identifying emerging technologies and customer trends to strengthen propositions and competitive position.

This role requires deep expertise in digital payments, mobile wallets, and customer experience. You will partner with Digital delivery teams to align business and regulatory requirements, shape the innovation agenda, and drive growth across cards, loans, and

Responsibilities

• Lead payment innovation initiatives by identifying emerging technologies, market developments, and customer trends that can strengthen the Bank's Payments, Cards, and Loans propositions and competitive position.
• Serve as the key relationship manager between Payments & Cards and Digital, particularly for mobile wallet initiatives, digital payments, and related customer experiences. Build deep expertise across digital product management, payments, mobile wallets, and corporate card solutions.
• Shape the Cards and Loans innovation agenda by bringing forward new ideas, technologies, partnerships, and industry developments. Ensure the portfolio strategy remains forward-looking and that foundational capabilities are appropriately prioritized and funded to sustain market leadership.
• Represent the Cards and Loans business with Agile and Digital delivery teams, ensuring business requirements reflect the Payments and Cards strategy, customer needs, commercial objectives, and regulatory obligations.
• Lead business compliance and regulatory readiness across the Cards and Loans portfolio, ensuring timely execution of compliance requirements, remediation initiatives, control enhancements, and regulatory examinations.
• Oversee product terms and conditions, ensuring they remain commercially appropriate, customer-responsive, legally sound, and aligned with applicable regulatory requirements.
• Drive business growth and profitability across Cards, Loans, co-brand, and other payment products by developing and executing strategies that optimize acquisition, engagement, activation, retention, and customer value.

Job description

• Lead payment innovation initiatives by identifying emerging technologies, market developments, and customer trends that can strengthen the Bank's Payments, Cards, and Loans propositions and competitive position.
• Serve as the key relationship manager between Payments & Cards and Digital, particularly for mobile wallet initiatives, digital payments, and related customer experiences. Build deep expertise across digital product management, payments, mobile wallets, and corporate card solutions.
• Shape the Cards and Loans innovation agenda by bringing forward new ideas, technologies, partnerships, and industry developments. Ensure the portfolio strategy remains forward-looking and that foundational capabilities are appropriately prioritized and funded to sustain market leadership.
• Represent the Cards and Loans business with Agile and Digital delivery teams, ensuring that business requirements accurately reflect the Payments and Cards strategy, customer needs, commercial objectives, and regulatory obligations.
• Lead business compliance and regulatory readiness across the Cards and Loans portfolio, ensuring timely execution of compliance requirements, remediation initiatives, control enhancements, and regulatory examinations.
• Oversee product terms and conditions, ensuring they remain commercially appropriate, customer-responsive, legally sound, and aligned with applicable regulatory requirements.
• Drive business growth and profitability across Cards, Loans, co-brand, and other payment products by developing and executing strategies that optimize acquisition, engagement, activation, retention, and customer value.