Agricultural Machinery Loans Associate for Nueva Ecija

Rural Bank of Angeles; Nueva Ecija; On-site; PHP 240,000 - 360,000; Full time

Job summary

Rural Bank of Angeles is seeking a banking professional to solicit deposits and loans, and to arrange workout solutions for past-due accounts, aiming to reduce non-performing loans and grow the branch's business.

You will evaluate loan applications, review documentation, conduct client orientation, perform credit checks, assess cash flows, and present loan packages to the credit committee, ensuring complete loan documentation and reliable collection activities.

Responsibilities

• Market the bank's products and services; focusing on account solicitation and expansion as well as loans within the branch target market
• Expand business base of the branch with focus on savings and time deposits
• Receive loan applications and assist in pre-screening loan applicants; review documentation and regularize deficiencies
• Conduct client orientation
• Conduct credit investigation for borrowers and their co-makers
• Evaluate cash flow of loan applicants
• Present loan applications before the credit committee
• Ascertain the completeness of loan documents
• Collect deposit and loans
• Conduct daily review of collection efficiency

Job description

About the role

Solicit new deposit and loan accounts in accordance with the guidelines stated in the product manual. Monitor, collect, and initiate workout arrangements (i.e. restructuring, legal) to resolve or recover past due loan accounts. Ensure that timely actions are initiated to collect and recover from past due accounts with the objective of reducing loans past due and non-performing loans ratios.

Key responsibilities

• Market the bank's products and services; focusing on account solicitation and expansion as well as loans within the branch target market
• Expand business base of the branch with focus on savings and time deposits
• Receive loan applications and assist in pre-screening loan applicants; review documentation and regularize deficiencies
• Conduct client orientation
• Conduct credit investigation for borrowers and their co-makers
• Evaluate cash flow of loan applicants
• Present loan applications before the credit committee
• Ascertain the completeness of loan documents
• Collect deposit and loans
• Conduct daily review of collection efficiency