Agricultural Lending Specialist

Rural Bank of Angeles; Sipi; On-site; PHP 180,000 - 300,000; Full time

Job summary

Rural Bank of Angeles is seeking a field-based banking professional to solicit new deposits and loan accounts, monitor past due loan accounts, and implement action plans to recover non-performing loans. The role focuses on growing the branch's deposit base and loan portfolio while maintaining strong customer relationships.

Key duties include soliciting savings and time deposits, reviewing loan applications, conducting client orientation, and performing initial credit assessments.

Qualifications

• Experience in banking or financial services preferred.
• Ability to solicit deposits and loans within branch targets.
• Knowledge of loan documentation and credit evaluation process.
• Strong collection and customer service skills.

Responsibilities

• Market bank products and services within branch targets.
• Expand branch savings and time deposits.
• Receive and pre-screen loan applications; review documentation.
• Conduct client orientation.
• Perform initial credit checks on borrowers and co-makers.
• Evaluate loan cash flow and present to credit committee.
• Monitor collection efficiency and follow up on delinquents.
• Report delinquent accounts to Branch Manager and propose remediation.

Skills

Account solicitation

Loan processing

Credit evaluation

Customer service

Job description

Rural Bank of Angeles is seeking a field-based banking professional to solicit new deposits and loan accounts, monitor past due loan accounts, and implement action plans to recover non-performing loans. The role focuses on growing the branch's deposit base and loan portfolio while maintaining strong customer relationships.

Key duties include soliciting savings and time deposits, reviewing loan applications, conducting client orientation, and performing initial credit assessments.