Agricultural Loans Specialist | Growth & Recovery

Rural Bank of Angeles; Butuan; On-site; PHP 201,000 - 312,000; Full time

Job summary

Rural Bank of Angeles in the Philippines seeks a proactive banking associate to solicit new deposit and loan accounts, and to monitor and act on past due loans within branch targets.

The role focuses on expanding the branch's savings and time deposits, reviewing loan documentation, conducting client orientation, and assisting in credit investigations with the aim of reducing past due loans and supporting the Branch Manager.

Responsibilities

• Market the bank's products and services; focus on account solicitation and loans within the branch target market
• Expand business base of the branch with focus on savings and time deposits
• Receive loan applications and assist in pre-screening loan applicants; review documentation and regularize deficiencies
• Conduct client orientation
• Conduct initial credit investigation for borrowers and their co-makers
• Evaluate cash flow of loan applicants
• Present loan applications before the credit committee
• Conduct daily review of collection efficiency
• Follow up delinquent clients immediately and report to the Branch Manager
• Recommend remedial measures for delinquent clients in accordance with policies and procedures

Job description

Rural Bank of Angeles in the Philippines seeks a proactive banking associate to solicit new deposit and loan accounts, and to monitor and act on past due loans within branch targets.

The role focuses on expanding the branch's savings and time deposits, reviewing loan documentation, conducting client orientation, and assisting in credit investigations with the aim of reducing past due loans and supporting the Branch Manager.