Agricultural Loans & Credit Specialist

Rural Bank of Angeles; Tagbilaran; On-site; PHP 180,000 - 260,000; Full time

Job summary

Rural Bank of Angeles in the Philippines is seeking a branch-based professional to solicit new deposits and loans, screen loan applicants, and monitor collection efforts. You will work with the branch team to grow savings and time deposits, process loan applications, and assist in risk management through early credit investigations.

The role requires strong customer service, attention to documentation, and coordination with the credit committee and Branch Manager to maintain portfolio quality.

Responsibilities

• Market the bank's products and services, focusing on account solicitation and loans within the branch target market
• Expand business base of the branch with focus on savings and time deposits
• Receive loan applications and assist in pre-screening loan applicants; review documentation and regularize deficiencies
• Conduct client orientation
• Conduct initial credit investigation for borrowers and their co-makers
• Evaluate cash flow of loan applicants
• Present loan applications before the credit committee
• Conduct daily review of collection efficiency
• Follow up delinquent clients immediately and report to the Branch Manager
• Recommend remedial measures for delinquent clients in accordance with policies and procedures

Job description

Rural Bank of Angeles in the Philippines is seeking a branch-based professional to solicit new deposits and loans, screen loan applicants, and monitor collection efforts. You will work with the branch team to grow savings and time deposits, process loan applications, and assist in risk management through early credit investigations.

The role requires strong customer service, attention to documentation, and coordination with the credit committee and Branch Manager to maintain portfolio quality.