Acquisitions Associate Risk Officer (For Pooling)

Union Bank of the Philippines; Manila; Hybrid; PHP 700,000 - 1,100,000; Full time

Job summary

Union Bank of the Philippines is seeking an Acquisitions Associate Risk Officer (For Pooling) in Pasig, Metro Manila. The role focuses on managing and mitigating credit risk across Consumer Secured and SME portfolios, with emphasis on acquisition and risk policy development.

You will develop analytical tools, monitor risk, and present data-driven recommendations to risk and business teams, collaborating across functional units to strengthen portfolio health.

Qualifications

• Bachelor's degree required in Statistics, Mathematics, Economics, Finance or related fields.
• Knowledge of credit-risk lifecycle, especially acquisition-stage evaluation.
• Experience with analytical tools such as R, Python, or SQL.
• Strong analytical, critical thinking and data interpretation skills.
• Ability to communicate effectively and collaborate with cross-functional teams.

Responsibilities

• Manages and mitigates credit risk across Consumer Secured and SME portfolio.
• Develops tools for analysis and presentation to Risk and other units.
• Implements monitoring of risk tools and suggests new policies and processes.
• Performs routine assessments contributing to risk-related decisions.
• Develops and enhances acquisition risk reports using R or Python.

Skills

Credit risk lifecycle

Analytical thinking

Data interpretation

Communication skills

Education

Bachelor's degree in Statistics/Mathematics/Economics/Finance

Tools

R

Python

SQL

Job description

Acquisitions Associate Risk Officer (For Pooling) UB Plaza - 21F, Pasig, Metro Manila, Philippines Employee

Job Description

About the Role

The Acquisition Associate Risk Officer manages and mitigates credit risk across the Consumer Secured and SME portfolio. This role involves deep analytical work, policy development, and cross-functional collaboration to ensure the health and performance of the portfolio focusing on acquisition credit cycle

What You’ll Do

• Demonstrates working knowledge of the credit risk lifecycle, with a focus on acquisition and credit evaluation for Consumer Secured (Auto and Mortgage) and SME products .
• Providing expert analysis and recommendations coming from credit risk perspective to the business and functional line. Develop tools for analysis and presentation to internal Risk team and other functional units.
• Implement and independent monitoring of risk tools and recommend new policies/processes as required.
• Performs routine assessments and contributes to risk-related decision-making.

Policy & Process Development

• Supports the development and periodic review of credit policies, processes, and controls related to portfolio and account management, ensuring alignment with regulatory standards and business objectives.
• Proactively identifies opportunities for process or policy improvements and provides actionable recommendations.

Reporting & Analytics

• Develops and enhances acquisition risk reports using tools such as R or Python to identify potential credit risks, analyze trends, and recommend actionable strategies to improve portfolio performance.
• Presents data-driven analysis and recommendations from a credit risk perspective to internal risk teams, business and functional stakeholders, supporting sound decision-making
• Operates with minimal supervision, managing assigned tasks and contributing to broader team objectives with accountability and initiative

Project Involvement

• Supports projects or project components, supporting the implementation of risk strategies and contributing to ongoing initiatives

Functional Engagement

• Collaborates effectively with cross-functional teams, providing strategic guidance on the execution of risk recommendations and initiatives.

What We’re Looking For

• Bachelor’s degree required, preferably in Statistics, Mathematics, Economics, Finance, or related fields
• Knowledge of credit‑risk lifecycle, especially acquisition‑stage evaluation
• Experience or familiarity with analytical tools such as R, Python, or SQL
• Strong analytical, critical thinking, and data interpretation skills
• Ability to communicate effectively and collaborate with cross‑functional team

JOB ID: JOB_807