Account Officer (Porac Pampanga)

BDO Unibank, Inc.; Porac; Sur place; PHP 180 000 - 240 000; Plein temps

Résumé du poste

BDO Network Bank, the community bank subsidiary of BDO Unibank, seeks an Account Officer for Micro, Small and Medium Enterprises. You will focus on achieving loan volume targets while maintaining profitability, credit quality, and excellent customer service.

Responsibilities include soliciting microfinance loan accounts, evaluating applicants, initiating credit and collection activities, coordinating with units, and ensuring proper loan documentation to support processing and booking.

Qualifications

• Graduates of any four-year or five-year degree course/Bachelor's Degree holder.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience in microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsabilités

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Connaissances

Selling skills

Communication skills

Customer service

Basic math

Fieldwork

Sales experience

Motorcycle driving

Formation

Bachelor's Degree

Outils

Word processing

Spreadsheets

Description du poste

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.