Account Officer Business Loan - Calatagan

PJ Lhuillier Group of Companies; Calatagan; On-site; PHP 335,000 - 502,000; Full time

Job summary

PJ Lhuillier Group of Companies seeks a Loan Officer to grow the bank's business loan portfolio. You will negotiate interest rates, loan terms, and fees with clients while ensuring credit policy compliance.

The role requires proactive outreach to potential borrowers and coordination with partners to expand the client base. Key duties include identifying potential loan clients, conducting sales visits, promoting loan products, evaluating clients' financial status, negotiating terms, and

Qualifications

• Bachelor's degree in finance, accounting, or business.
• Knowledge of loan products and credit policies.
• Strong negotiation and communication skills.

Responsibilities

• Identify potential loan clients.
• Conduct sales calls or client visits.
• Promote and explain loan products to clients.
• Evaluate client's financial status for loan feasibility.
• Negotiate loan amounts and terms with clients.
• Monitor loan performance to meet quotas.
• Prepare loan performance reports.
• Willing to work in Calatagan, Batangas.

Skills

Sales calls

Client visits

Loan products

Negotiation

Education

Bachelor's degree in finance / accounting

Tools

CRM software

Financial analysis tools

Job description

Job Description

The position is primarily responsible for for increasing the loan portfolio of the bank, particularly for business loans. The position is also responsible for negotiating with the client on interest rates, loan terms, fees and charges and other items related to loan packaging.

Duties And Responsibilities

• Identifies potential loan client
• Conducts sales call and or client visit
• Promotes, sells, and explains the loan products to client
• Conducts initial evaluation of client's financial status to determine feasibility of granting loans
• Manages the acquisition and accreditation of potential partners that will bring in prospective clients to the bank
• Keeps network and builds relationship with potential partner/client
• Represents the client for the approval of loan
• Collates and checks completeness of the documentary requirements from the client
• Negotiates loan amount and terms which will be both beneficial for the bank and the client
• Handles client inquiry and loan status
• Monitors the business loan performance to reach quota
• Prepares and analyzes loan performance reports
• Performs other related duties as assigned
• Willing to work in Calatagan, Batangas