Account Officer (Business Loan) - Calatagan

PJ Lhuillier Group of Companies; Calatagan; On-site; PHP 279,000 - 502,000; Full time

Job summary

A leading banking institution in Calatagan is seeking an Account Officer focused on business loans. The role involves increasing the loan portfolio, negotiating with clients on loan terms, and maintaining relationships with potential partners. Ideal candidates should have strong negotiation skills, experience in sales, and the ability to evaluate financial status. This full-time position offers a dynamic work environment with opportunities to perform various financial responsibilities.

Qualifications

• Experience in negotiating loan terms and conditions.
• Ability to conduct financial evaluations for potential clients.
• Proven track record in promoting financial products.

Responsibilities

• Identify potential loan clients to increase portfolio.
• Conduct sales calls and client visits to promote loan products.
• Negotiate loan amounts and terms beneficial for clients.
• Conducts initial evaluation of client's financial status to determine feasibility of granting loans
• Manages the acquisition and accreditation of potential partners that will bring in prospective clients to the bank
• Keeps network and builds relationship with potential partner/client
• Represents the client for the approval of loan
• Collates and checks completeness of the documentary requirements from the client
• Negotiates loan amount and terms which will be both beneficial for the bank and the client
• Handles client inquiry and loan status
• Monitors the business loan performance to reach quota
• Prepares and analyzes loan performance reports
• Performs other related duties as assigned
• Willing to work in Calatagan, Batangas

Skills

Client negotiation

Sales skills

Financial evaluation

Relationship building

Job description

Account Officer (Business Loan) - Calatagan

The position is primarily responsible for increasing the loan portfolio of the bank, particularly for business loans. The position is also responsible for negotiating with the client on interest rates, loan terms, fees and charges and other items related to loan packaging.

Duties And Responsibilities

• Identifies potential loan client
• Conducts sales call and or client visit
• Promotes, sells, and explains the loan products to client
• Conducts initial evaluation of client's financial status to determine feasibility of granting loans
• Manages the acquisition and accreditation of potential partners that will bring in prospective clients to the bank
• Keeps network and builds relationship with potential partner/client
• Represents the client for the approval of loan
• Collates and checks completeness of the documentary requirements from the client
• Negotiates loan amount and terms which will be both beneficial for the bank and the client
• Handles client inquiry and loan status
• Monitors the business loan performance to reach quota
• Prepares and analyzes loan performance reports
• Performs other related duties as assigned
• Willing to work in Calatagan, Batangas

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Finance

Industries

• Banking