Account Officer - Business Loan

PSBank Official; Manila; On-site; PHP 240,000 - 360,000; Full time

Job summary

PSBank Official is seeking a dedicated SME Loan Processor to manage new and renewal SME loan accounts, coordinating with branches to ensure accurate packaging for approvals.

Responsibilities include pre-screening inquiries, making client calls, and servicing post-approval bookings while supporting the Bank's business continuity planning. A college graduate with at least one year in business lending is preferred.

Qualifications

• Candidate must be a college graduate, preferably in business or accounting.
• With at least one year of experience in business lending.

Responsibilities

• Product Sales & Pre-screening - answering inquiries & pre-screening of loan applications
• Coordination - involving internal & external parties, via verbal or written communication
• Client Call - conduct client calls & plant visits
• Loan Packaging - prepare loan account packages & recommendations
• Account Servicing - process post-approval / booking requests of borrowers
• Business Continuity Plan (BCP) - Participate in the Bank's BCP Exercise; whenever applicable as may be designated / assigned, act as BCP Assistant Team Leader
• Others - Performs other functions that may be assigned by superiors from time to time.

Skills

Business lending experience

Education

College degree

Job description

Contribute to the growth of the SME Loan Portfolio by processing all SME Loan accounts (New/Renewal), including branch initiated (DBP/SECA)..

Job Duties and Responsibilities

• Product Sales & Pre-screening - answering inquiries & pre-screening of loan applications
• Coordination - involving internal & external parties, via verbal or written communication
• Client Call - conduct client calls & plant visits
• Loan Packaging - prepare loan account packages & recommendations
• Account Servicing - process post-approval / booking requests of borrowers
• Business Continuity Plan (BCP) - Participate in the Bank's BCP Exercise; whenever applicable as may be designated / assigned, act as BCP Assistant Team Leader
• Others - Performs other functions that may be assigned by superiors from time to time.

Job Qualifications

• Candidate must be a college graduate, preferably in business or accounting
• With at least one (1) year of experience in business lending

About UsPSBank is the thrift bank arm of the Metrobank Group. It started as a small neighborhood bank right at the heart of the historic Plaza Miranda in Quiapo, Manila, which used to be the country's commercial and business hub. We opened our first branch in the area on September 26, 1960. Backing our strength is our parent Metropolitan Bank and Trust Company (Metrobank), the banking arm of GT Capital Holdings, Inc., the publicly listed holding firm of the family of George S.K. Ty. We continue to strive to be the country's consumer and retail bank of choice by innovating our products and services to keep up with our clients' ever-evolving needs. We also aim to be recognized as the banking leader in providing exceptional customer experience at every encounter. We have expanded our presence to over 250 branches and more than 600 ATMs nationwide.iance.