Account Officer (BDO Network Bank)

BDO Unibank; Rizal; On-site; PHP 223,000 - 357,000; Full time

Job summary

BDO Network Bank is the community bank subsidiary of BDO Unibank, bringing financial products closer to outlying areas to help communities succeed. The Account Officer for MSMEs drives loan volume while preserving profitability, credit quality, and service excellence.

Field visits, client assessments, and coordinated processing are core parts of the role. Ideal candidates are graduates with strong selling, communication and customer service skills, comfortable with daily field work, and

Qualifications

• Graduate of any four-year or five-year degree course or Bachelor's degree holder.
• Good selling, communication and customer service skills.
• Amenable to doing field work on almost daily basis.
• Basic mathematical knowledge.
• Familiar with computer software including word processing & spreadsheets.
• Fieldwork and sales experience in microfinance is an advantage.

Responsibilities

• Actively solicit microfinance loan accounts by visiting clients in the field.
• Analyze applicants to determine loan feasibility and credit quality.
• Initiate credit and collection activities to maintain quality.
• Coordinate with officers and units for processing and servicing loans.
• Review loan files and documents for accuracy in processing and booking.
• Execute sales and marketing activities to achieve volume targets.

Skills

Selling skills

Communication skills

Customer service

Field work readiness

Mathematical knowledge

Computer literacy

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer
• Analyze overall loan applicant's qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work / working on the field on an almost daily basis
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.