Account Officer (BDO Network Bank)

BDO Unibank; Oriental Mindoro; On-site; PHP 300,000 - 420,000; Full time

Job summary

BDO Network Bank in the Philippines is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while maintaining profitability and sound credit quality. The role emphasizes field visits and strong customer service in a community banking context.

The incumbent will solicit MSME loan accounts through on-site fieldwork, assess applicant qualifications, and coordinate processing and collections to support a healthy loan book.

Qualifications

• Must-have skills include selling, strong communication, and customer service excellence.
• Ability to operate on field visits and work on-site almost daily.
• Basic math skills and comfort with using word processing & spreadsheets.

Responsibilities

• Actively solicit microfinance loan accounts by field visits to meet business needs.
• Analyze overall loan applicant qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with officers and units related to processing and servicing loan applications and clients.
• Review and update customer loan files and agreements to ensure adequacy for credit processing and booking.
• Execute sales and/or marketing activities to achieve volume targets.

Skills

Sales skills

Communication skills

Customer service

Field work

Numerical ability

Microsoft Office

Education

Bachelor's degree

Tools

Microsoft Office

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer
• Analyze overall loan applicant's qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work / working on the field on an almost daily basis
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.