Account Officer (BDO Network Bank)

BDO Unibank; Laguna; On-site; PHP 240,000 - 360,000; Full time

Job summary

BDO Network Bank in the Philippines seeks an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while maintaining profitability, sound credit quality, and excellent customer service.

You will actively solicit MSME loan accounts through field visits, analyze applicants, initiate credit and collection actions, coordinate with processing units, and support sales efforts to meet targets.

Qualifications

• Bachelor's degree required.
• Strong selling, communication and customer service skills.
• Willingness to do field work on almost daily basis.
• Basic mathematical knowledge.
• Familiar with MS Word/Excel.

Responsibilities

• Actively solicit MSME loan accounts by field visits.
• Analyze loan applicants to determine credit feasibility.
• Initiate credit and collection activities for quality control.
• Coordinate with processing units for loan applications and clients.
• Review/update loan files to ensure credit processing is complete.
• Execute sales and marketing activities to hit volume targets.

Skills

Selling

Communication

Customer service

Education

Bachelor's degree

Tools

Microsoft Word

Microsoft Excel

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer
• Analyze overall loan applicant's qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work / working on the field on an almost daily basis
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.