Account Officer (Bacoor, Cavite)

BDO Unibank, Inc.; Bacoor; On-site; PHP 223,000 - 391,000; Full time

Job summary

BDO Network Bank in Cavite seeks a proactive loan officer to drive microfinance loan production while maintaining profitability and solid credit quality. You will provide excellent customer service, analyze applicants, and coordinate processing with relevant units.

Applicants should have a 4-year degree, strong selling and communication skills, basic math ability, and integrity. Familiarity with Word/Excel is a plus; fieldwork in microfinance is preferred.

Qualifications

• Graduate of any 4 year degree course.
• Good selling, communication and customer service skills.
• Basic mathematical knowledge.
• High integrity.
• Familiar with computer software including word processing & spreadsheets.
• Fieldwork and sales experience in Microfinance is a plus.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality.
• Coordinates with officers/units for processing and servicing loan applications.
• Adhere to bank policies and procedures.
• Execute sales/marketing activities to achieve volume targets.
• Attend to inquiries and requirements of clients.
• Review/update customer loan files and loan agreements for processing.
• Perform other duties as assigned.

Education

4-year degree

Tools

Word processing

Spreadsheets

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary:

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Qualifications:

• Graduate of any 4 year degree course
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.