Account Officer 1 (Sta. Cruz, Laguna)

BDO Unibank; Santa Rosa; On-site; PHP 300,000 - 460,000; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises in the Philippines. The role focuses on achieving loan volume targets while maintaining profitability and sound credit quality, with emphasis on customer service and field activity.

The incumbent will conduct field visits, analyze loan applicants, initiate credit and collection actions, and coordinate processing across units to ensure timely loan booking.

Qualifications

• Must have strong selling and customer service skills.
• Good communication abilities and interpersonal skills.
• Able to work in the field on a daily basis.

Responsibilities

• Actively solicit microfinance loan accounts by field visits to meet business needs.
• Analyze applicants' qualifications to determine loan feasibility.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers and units related to processing of loan applications.
• Review and update customer loan files and agreements for credit processing.
• Execute sales and marketing activities to achieve volume targets.

Job description

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BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work / working on the field on an almost daily basis
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.

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