Account Officer 1

BDO Unibank; Aritao; Hybrid; PHP 180,000 - 300,000; Full time

Job summary

BDO Unibank’s MSME Account Officer will drive microfinance loan growth while preserving credit quality and delivering excellent customer service. The role requires fieldwork in Aritao Nueva Vizcaya, with duties spanning loan solicitation, qualification assessment, credit actions, and sales activities.

The candidate should have a four- or five-year degree, strong communication skills, basic math, and proficiency with MS Word/Excel; motorcycle driving is preferred.

Qualifications

• Must graduate with a four- or five-year degree.
• Good selling, communication, and customer service skills.
• Basic mathematical knowledge required.
• Familiarity with MS Word and Excel preferred.
• Fieldwork and sales experience in microfinance is an advantage.
• Willing to be assigned in Aritao Nueva Vizcaya.
• Driving a motorcycle is preferred.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant's qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Sales skills

Communication skills

Customer service

Numerical aptitude

MS Word

MS Excel

Fieldwork / Sales experience

Motorcycle rider

Education

Bachelor's degree

Tools

MS Word

MS Excel

Job description

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BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant's qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle
• Willing to be assigned in Aritao Nueva Vizcaya

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 26196

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