Account Officer 1 (Sta. Cruz, Laguna)

BDO Unibank; San Pablo; On-site; PHP 300,000 - 420,000; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises in Laguna to drive loan volume while maintaining profitability and credit quality. You will primarily meet clients in person via field visits, assess qualifications, and coordinate with processing teams to service loan applications.

The role emphasizes strong selling and customer service, daily field work, and basic math skills. A Bachelor's degree is required, and motorcycle driving is preferred where available.

Qualifications

• Bachelor's degree in any four- or five-year course.
• Strong selling, communication and customer service skills.
• Willing to perform field work almost daily.
• Basic mathematical knowledge.
• Familiar with word processing & spreadsheets.
• Experience in microfinance and field sales is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts via field visits.
• Analyze applicants to determine loan feasibility.
• Initiate credit and collection activities to ensure quality.
• Coordinate with units involved in processing and servicing loans.
• Review loan files to ensure adequacy for processing.
• Execute sales and marketing activities to meet volume targets.

Skills

People skills

Sales ability

Customer service

Field work

Motorcycle driving

Education

Bachelor's Degree

Job description

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BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer

Analyze overall loan applicant's qualifications to determine feasibility of granting loans

Initiate credit and collection activities to ensure credit quality of accounts

Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients

Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking

Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

Graduate of any four-year or five-year degree course / Bachelor's Degree Holder

Possesses good selling, communication and customer service skills.

Must be amenable to doing field work / working on the field on an almost daily basis

Must have basic mathematical knowledge.

Preferably familiar with computer software including word processing & spreadsheets .

With fieldwork and sales experience on Microfinance, an advantage.

Preferably can drive a motorcycle

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BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 30319

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