Account Officer 1 (General Trias, Cavite)

BDO Unibank, Inc.; Dasmariñas; On-site; PHP 350,000 - 550,000; Full time

Job summary

BDO Unibank, Inc. seeks an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while maintaining profitability and strong credit quality.

You will actively visit clients, assess applications, and coordinate with teams to process loans, aiming to deliver excellent service and growth in our microfinance portfolio.

Qualifications

• Graduate of any four-year or five-year degree course.
• Good selling, communication and customer service skills.
• Must be amenable to doing field work on a daily basis.
• Must have basic mathematical knowledge.
• Familiar with word processing & spreadsheets.
• Fieldwork and sales experience in Microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts through field visits to meet customer needs.
• Analyze applicants to determine loan feasibility.
• Initiate credit and collection activities to ensure quality.
• Coordinate with officers/units related to processing and servicing loans.
• Review/update customer loan files and agreements for credit processing.
• Execute sales and marketing activities to achieve volume targets.

Skills

Sales

Communication

Customer Service

Fieldwork

Mathematics

Word Processing

Spreadsheets

Motorcycle Driving

Education

Bachelor's degree

Tools

Word Processing

Spreadsheets

Job description

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Date: Oct 28, 2026

Location: Dasmariñas City, Calabarzon, PH

Business Unit: BDO Network Bank, Inc.

Department:

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work / working on the field on an almost daily basis
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

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BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 30714

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