Account Officer 1 (San Pedro, Laguna)

BDO Unibank, Inc.; San Pablo; On-site; PHP 240,000 - 480,000; Full time

Job summary

BDO Unibank, Inc. is seeking an Account Officer for Micro, Small and Medium Enterprises in Laguna, Philippines. The role focuses on achieving loan volume targets while maintaining profitability, credit quality, and excellent customer service.

You will actively solicit microfinance loan accounts, assess applicant qualifications, and coordinate with other units to process and service loans. MS Word/Excel skills and fieldwork experience are valued; motorcycle license is a plus.

Qualifications

• Bachelor's degree is required.
• Strong selling, communication and customer service skills are essential.
• Basic mathematical knowledge is required.
• Familiarity with MS Word and MS Excel is preferred.
• Fieldwork and sales experience in microfinance is an advantage.
• Driving a motorcycle is an advantage.

Responsibilities

• Actively solicit microfinance loan accounts to meet business needs of customers.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers and units related to processing and servicing loan applications.

Skills

Selling skills

Communication

Customer service

Education

Bachelor's degree

Tools

MS Word

MS Excel

Job description

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BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and theirdreams.

Job Summary

The Account Officer for Micro,Smalland Medium Enterprisesis responsible forachieving loan volume targets whilemaintainingprofitability, sound credit quality, and good customer service.

Key Responsibilities:

Activelysolicitmicrofinance loan accounts to meet the business needs of the customer

Analyze overall loan applicant’s qualifications todeterminefeasibility of granting loans

Initiate credit and collection activities to ensure credit quality of accounts

Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients

Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking

Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

Graduate of any four-year or five-year degree course /Bachelor's DegreeHolder

Possesses good selling,communicationand customer service skills.

Musthave basic mathematical knowledge.

Preferably familiar with computer software including word processing& spreadsheets.

With fieldwork and sales experience on Microfinance, an advantage.

Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 30387

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