Account Officer 1

BDO Unibank, Inc.; Santiago; On-site; PHP 240,000 - 300,000; Full time

Job summary

BDO Unibank, Inc. in the Philippines seeks an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability, credit quality, and excellent customer service.

This role emphasizes microfinance lending and active client engagement across communities. You will solicit loan accounts, assess qualifications, initiate collections when needed, coordinate with credit and servicing units, and support sales initiatives to reach volumes.

Qualifications

• Four-year or five-year degree
• Strong selling and communication skills.
• Basic mathematical knowledge.
• Familiar with word processing and spreadsheets.
• Fieldwork and microfinance sales experience advantageous.
• Motorcycle driving preferred.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze overall loan applicant qualifications to determine feasibility of lending.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with concerned officers and/or units related to processing and servicing of loan applications and clients.
• Review and update customer loan files and loan agreements to ensure adequacy for credit processing and booking.
• Execute sales and/or marketing activities to achieve volume targets.

Skills

Selling skills

Communication skills

Customer service

Mathematical ability

Computer literacy

Fieldwork experience

Motorcycle rider

Education

Bachelor's Degree

Job description

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BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and theirdreams.

Job Summary

The Account Officer for Micro,Smalland Medium Enterprisesis responsible forachieving loan volume targets whilemaintainingprofitability, sound credit quality, and good customer service.

Key Responsibilities

• Activelysolicitmicrofinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications todeterminefeasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course /Bachelor's DegreeHolder
• Possesses good selling,communicationand customer service skills.
• Musthave basic mathematical knowledge.
• Preferably familiar with computer software including word processing& spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 31058

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