Account Officer 1

BDO Unibank, Inc.; Santiago; Presencial; PHP 180.000 - 260.000; Jornada completa

Descripción de la vacante

BDO Unibank, Inc. is seeking an Account Officer for Micro, Small and Medium Enterprises in the Philippines. The role focuses on achieving loan volume targets while maintaining profitability, credit quality, and excellent customer service.

The position involves frequent field work to solicit MSME loan accounts, assess applicant qualifications, and coordinate processing with relevant units to ensure timely loan bookings and servicing.

Formación

• Bachelor's degree holder or equivalent in any field.
• Strong selling, communication and customer service skills.
• Willingness to do field work almost daily.
• Basic math knowledge.

Responsabilidades

• Actively solicit microfinance loan accounts by field visits to meet business needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers/units for processing and servicing loan applications and clients.
• Review and update loan files and loan agreements for credit processing and booking.
• Execute sales and marketing activities to achieve volume targets.

Conocimientos

Selling

Communication

Customer service

Educación

Bachelor's degree

Herramientas

Word Processing

Spreadsheets

Descripción del empleo

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BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer


• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans


• Initiate credit and collection activities to ensure credit quality of accounts


• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients


• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking


• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder


• Possesses good selling, communication and customer service skills.


• Must be amenable to doing field work / working on the field on an almost daily basis


• Must have basic mathematical knowledge.


• Preferably familiar with computer software including word processing & spreadsheets .


• With fieldwork and sales experience on Microfinance, an advantage.


• Preferably can drive a motorcycle


• Willing to be assigned in San Mateo Isabela

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 30098

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