Account Officer 1

BDO Unibank, Inc.; Negros Oriental; On-site; PHP 250,000 - 350,000; Full time

Job summary

BDO Unibank, Inc. in the Philippines is seeking an Account Officer to help achieve loan volume targets for microfinance while maintaining profitability and sound credit quality across MSME lending.

The role emphasizes excellent customer service and aligns with the bank's standards and requirements. You will solicit microfinance loan accounts, assess applicant qualifications, and coordinate with other bank units to process and service loans, ensuring compliance with policies and regulatory

Qualifications

• Bachelor's degree completed.
• Sales and microfinance fieldwork is an advantage.
• Strong customer service and selling skills.
• Basic mathematical skills.

Responsibilities

• Solicit microfinance loan accounts to meet the customer needs.
• Analyze applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure quality of accounts.
• Coordinate with bank officers or units for loan processing and servicing.
• Ensure compliance with bank policies, procedures and regulatory requirements.

Skills

Sales experience

Customer service

Math skills

Motorcycle rider

Education

Bachelor's degree

Job description

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Business Unit: BDO Network Bank, Inc.

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About BDO

BDO Unibank, Inc. is the Philippines' leading full-service bank, offering a wide range of financial and digital banking services. Guided by our brand promise "We Find Ways," we are committed to delivering easy, reliable, and customer-focused services. Build your career with a trusted industry leader.

Job Summary

The Account Officer is responsible for achieving loan volume targets. In this role, the Account Officer is expected to maintain profitability and sound credit quality, as well as extend good customer servicein line with the Banks standards and requirements.The Account Officer is also expected to attend to inquiries of clients on MSME loans.

Key Responsibilities

Solicit microfinance loan accounts to meet the business needs of the customer. Analyze overall loan applicant’s qualifications to determine feasibility of granting loansInitiates credit and collection activities to ensure credit quality of accounts. Coordinates with other bank officers or units related to the processing and servicing of loan applications and loan clients. Perform other functions that may be assigned to him/her. Ensure compliance with Banks policies, procedures and regulatory requirements

Qualifications

Completion of any Bachelors' degreeSales and fieldwork experience on Microfinance is an advantage

Required Skills:

Good selling and customer service skillsBasic mathematical skills Preferably can drive a motorcycle

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