Account Officer 1

BDO Unibank, Inc.; Negros Occidental; On-site; PHP 300,000 - 600,000; Full time

Job summary

BDO Unibank, Inc. is seeking an Account Officer to achieve loan volume targets and maintain profitability with sound credit quality. The role focuses on MSME loan inquiries and delivering excellent customer service in line with bank standards.

The Account Officer will solicit microfinance loan accounts, analyze applicants, and coordinate with bank units to process and service loans, ensuring compliance with policies and regulatory requirements.

Qualifications

• Completion of any Bachelor's degree.
• Sales and fieldwork experience in Microfinance is an advantage.
• Good selling and customer service skills.
• Basic mathematical skills.
• Preferably can drive a motorcycle.

Responsibilities

• Solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality of accounts.
• Coordinates with other bank officers or units related to the processing and servicing of loan applications and loan clients.
• Perform other functions that may be assigned to him/her.
• Ensure compliance with Banks policies, procedures and regulatory requirements.

Skills

Good selling

Customer service

Basic mathematical skills

Motorcycle driving

Education

Bachelor's degree

Job description

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Business Unit: BDO Network Bank, Inc.

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About BDO

BDO Unibank, Inc. is the Philippines’ leading full‑service bank, offering a wide range of financial and digital banking services. Guided by our brand promise “We Find Ways,” we are committed to delivering easy, reliable, and customer‑focused services. Build your career with a trusted industry leader.

Job Summary

The Account Officer is responsible for achieving loan volume targets. In this role, the Account Officer is expected to maintain profitability and sound credit quality, as well as extend good customer servicein line with the Banks standards and requirements.The Account Officer is also expected to attend to inquiries of clients on MSME loans.

Key Responsibilities

Solicit microfinance loan accounts to meet the business needs of the customer. Analyze overall loan applicant’s qualifications to determine feasibility of granting loansInitiates credit and collection activities to ensure credit quality of accounts. Coordinates with other bank officers or units related to the processing and servicing of loan applications and loan clients. Perform other functions that may be assigned to him/her. Ensure compliance with Banks policies, procedures and regulatory requirements.

Qualifications

Completion of any Bachelors’ degreeSales and fieldwork experience on Microfinance is an advantage.

Required Skills:

Good selling and customer service skillsBasic mathematical skills Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.