Account Officer 1

BDO Unibank; Baguio; On-site; PHP 279,000 - 446,000; Full time

Job summary

BDO Unibank, Inc. is seeking an Account Officer for Micro, Small and Medium Enterprises in the Philippines to achieve loan volume targets while maintaining profitability, sound credit quality, and superior customer service.

The role requires actively soliciting microfinance loan accounts, assessing applicant qualifications, initiating credit and collection activities, and coordinating with units to process loan applications.

Qualifications

• Bachelor's degree holder.
• Good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Familiar with word processing & spreadsheets.
• Fieldwork and sales experience on Microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Selling

Communication

Customer service

Basic mathematics

Word processing

Spreadsheets

Fieldwork & sales

Motorcycle driving

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

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Business Unit: BDO Network Bank, Inc.

Department:

Job Summary

The Account Officer for Micro,Smalland Medium Enterprisesis responsible forachieving loan volume targets whilemaintainingprofitability, sound credit quality, and good customer service.

Key Responsibilities:

• Activelysolicitmicrofinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications todeterminefeasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course /Bachelor's DegreeHolder
• Possesses good selling,communicationand customer service skills.
• Musthave basic mathematical knowledge.
• Preferably familiar with computer software including word processing& spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 30795

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