Account Officer

Security Bank; Makati; On-site; PHP 335,000 - 614,000; Full time

Job summary

Security Bank is seeking an Account Officer to manage bank assets, including properties and vehicles, and coordinate related documentation, pricing, and sales with clients.

The role covers governance, risk, compliance, and marketing of bank assets, requiring strong negotiation, communication, and organizational skills within the Sales division.

Qualifications

• Bachelor's degree in Business Studies/Administration/Management, Commerce, Economics, Finance/Accountancy/Banking, or Marketing
• Regulatory knowledge of ROPA disposal and property foreclosures
• Basic KYC and BSP AMLC requirements

Responsibilities

• Client Relationship Management: Ensures proper turnover of sold asset including complete documentation to satisfy and finalize deals with client.
• Governance, Control and Risk Management: Monitors movement and administration of all turned-over assets from repossession to sale.
• Leadership/Management: Installs and monitors personnel involved in physical security of assets and conducts inspections/reviews.
• Marketing Adeptness: Sells ROPA assets and surrendered units using marketing strategies (web marketing, consignment, broker coordination).
• Negotiation: Negotiation of branch sites to achieve competitive rates and terms for new leases.
• Planning and Organizing: Ensures warehousing of vehicles turned over to PMD; manages insurance and repairs.
• Quality Orientation: Oversees bidding processes to ensure accuracy and timely sale of units.
• Risk Management, Security: Prepares term sheets; ensures KYC documentation is submitted and reviewed.
• Regulatory Compliance Understanding: Processes incentives, commissions and consignments per policy and updates sale contracts

Skills

Regulatory compliance

ROPA disposal

KYC/AML

Communication skills

Negotiation skills

Customer focus

Detail oriented

Adaptability

Energetic

Education

Bachelor's degree in Business/Commerce/Finance

Job description

1 - 2 Years

Job Description

POSITION TITLE : ACCOUNT OFFICER

REPORTS TO : SALES HEAD

DIRECTLY SUPERVISES : N/A

UNIT / DEPARTMENT : SALES

DIVISION/GROUP : PROPERTY MANAGEMENT / OFFICE OF THE CAO / OFFICE OF THE CFO

JOBSUMMARY

The Account Officer is in-charge of the management of assets, of theBank, particularly properties/auto, and its subsidiaries including those ownedand acquired. Management includes among other inspection, maintenance, sale,documentation, warehousing and consignment, if applicable.

PRINCIPAL DUTIESAND RESPONSIBILITIES

ClientRelationship Management

• Ensures properturnover of sold asset including complete documentation to satisfy and finalizedeals with client

Governance,Control and Risk Management

• Monitorsmovement and physical administration of all turned-over assets fromrepossession, redemption period, booking to ROPA up to booking of sale


• Secures andupdates timely reappraisals of bank assets to reflect the appropriate pricingin various mediums used to market bank assets

Leadership/Management

• Installs andmonitors all personnel involved in physical security of assets including butnot limited to security management, by conducting regular inspections/reviewingreports to ensure smooth operations

MarketingAdeptness

• Sale of ROPAassets and surrendered units by exploring all possible marketing strategiessuch as web marketing, consignment, coordination with brokers/agents tomaximize recovery from loss or generate income

Negotiationor Mediation Skills

• Negotiation ofpossible branch sites as endorsed by Branch Expansion and Monitoring Group toachieve competitive rates and terms and conditions on new leases

Planningand Organizing

• Ensureswarehousing of all vehicles turned over to PMD including insurance coverage andrepair and maintenance of all warehouses to properly manage bank assets

QualityOrientation

• Supervisestabulation of weekly bidding using constant process improvement to ensureaccuracy of awarding/sale of units and at the same time meet the demands of themarket/client

RiskManagement, Security, and Information Assurance

• Preparation ofterm sheet and ensuring KYC is done and KYC documents are submitted andreviewed to finalize sale to clients

Understandingand Application of Compliance and Regulatory Guidelines

• Processesincentives, commissions and consignment fees based on existing policy uponfinalization of sale


• Monitorsdocumentation of sale and updating of contracts with consignors to protect thebank during marketing tie-ups with other entities

It isaccepted and understood that the employee may perform other related tasks whichmay be assigned from time to time.

JOB QUALIFICATIONS

Years of WorkExperience : 1-2 years

Educational Attainment/Requiredcourse (if applicable) : Bachelor'sDegree in Business Studies/Administration/ Management, Commerce,Economics, Finance/Accountancy/Banking, Marketing

RequiredCertification/Professional License (if applicable) : N/A

Fieldof Specialization (if applicable) : Banking andFinancial, Clerical/Administrative, Sales-Retail

Knowledgeand Skills Requirement:

• Knowledgeable in regulatory compliance regardingROPA disposal


• Knowledgeable in Philippine Laws governing sale andforeclosures of Real Estate and chattel mortgages (including Taxes)


• Knowledgeable in basic KYC and AMLC requirements ofBSP


• Effective oral and written communicationskills Excellent negotiation skills


• Customer-centric; Detail-orientation;Adaptability with all walks of life


• Dependable and energetic

Job Snapshot

Updated Date

16-09-2026

Job ID

JOB4108

Location